Important limitations
Important limitations for Best Mortgage Offers calculators, source-linked explainers, and Ontario cash-to-close estimates.
Short answer
Best Mortgage Offers provides planning estimates and educational content only. It does not provide legal, tax, accounting, mortgage, real estate, or financial advice, and calculator outputs should be verified with qualified professionals and official sources before relying on them.
The site is a planning tool and educational resource. Using the calculator or reading a guide does not create a client, broker, advisor, accountant, lawyer, lender, or agent relationship.
A buyer should confirm closing funds, eligibility, rebate treatment, legal obligations, and mortgage details with the appropriate professional or official source.
Closing costs can change because of agreement wording, builder adjustments, development charges, occupancy fees, mortgage changes, municipal treatment, lawyer disbursements, source updates, and user input errors.
The calculator is designed to surface assumptions and warnings, not to guarantee a closing-day amount.
Ontario enhanced HST rebate content is marked proposal-sensitive where final enacted rules or administrative guidance still need review. Do not rely on proposal-sensitive estimates as guaranteed eligibility or cash.
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